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A Holistic Guide to Bail Bonds

Court appearances can be stressful for both the accused and their families. The trauma of being arrested is made even worse when the defendant is asked to pay a large amount of money to stay out of jail while waiting for their court appearance.

Bail bonds help alleviate some stress by securing the freedom of the defendant while their trial is ongoing. When an individual is arrested for a crime, the judge will specify the bail amount. The accused must pay that amount for their release until the time of trial. However, if they can’t pay the bail, a bail bondsman will post a bail bond.

Here’s your ultimate guide to bail bonds. Learn how they work, their types, and ways to handle a tricky situation.

How Bail Bonds Work

When a person is arrested, they are given a hearing date and an amount for their bail. That’s when a bail bond agent comes in to help as a third party.

The bail bondsman charges ten percent of the bail as a fee for borrowing money from them. Once the bail bondsman posts bail, it’s important to ensure that the accused shows up at the necessary court appearances.

If the bail is skipped by the accused, the money put up by the bail bonds agency will be taken by the court.


Types of Bail bonds

  • Cash bond– the accused pays the full bail amount in cash or by credit card or check.
  • Surety bond – a third-party agent steps in to pay the bail bond for the accused if they fail to appear in court.
  • Property bond– if the defendant fails to appear in court, the courts may seize their property.
  • Federal bond– if the defendant is accused of a federal crime, a federal bail bond is posted for release. Federals crimes include kidnapping, fraud, hate crimes, bank robbery, etc.

How to Get a Bail Bond

You’re likely to consider a bail bond if a loved one gets arrested. Contact a bail bond agent but make sure that the company is not a fraud but an authorized agency. Provide them with the following details:

  • Name of the person accused
  • The jail they’re kept in
  • Their report number
  • Charges which they’re accused of

Ron Davis Insurance and Bail Bonds provides a diverse range of insurance policies, including home insurance, health insurance, life insurance, commercial auto insurance, motorcycle insurance, and boat insurance in St. Joseph.


Get in touch with us today for more information.





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